For 2026, the FHA loan limits in Cross-Mountain county, which is part of Bexar, TX, are as follows: $403,650 for a single-family home, $516,750 for 2-units, $624,600 for 3-units, and $776,250 for 4-units.
Conventional loan maximums are $548,250 for a single-family, $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.
Utilize our FHA calculator to uncover today’s top FHA rates and compute needed downpayments, income, credit, reserves, and required documentation for qualification.
The Lendersa® calculator helps you compare FHA rates with those of other loan programs. Explore and evaluate Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans in addition to FHA options.
Lendersa® compiles extensive data from a vast number of lenders, swiftly matching it to your unique financial profile and needs.
In 2026, refer to the Loan Limits Comparison Table for Cross-Mountain county in Bexar, TX, which compares the maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For additional details on qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $403,650 | $516,750 | $624,600 | $776,250 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $322,900 | $322,900 | $322,900 | $322,900 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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