2026 FHA Loan Limits for Scenic-Oaks, Bexar County, Texas

In the year 2026, the FHA loan limit for Scenic-Oaks county in Bexar, TX is $403,650 for a single-family home. Properties with two units have a limit of $516,750, three-unit homes are capped at $624,600, and four-unit buildings have a threshold of $776,250.

For conventional loans, a single-family residence has a maximum loan amount of $548,250. This increases to $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.

Utilize our FHA calculator to find today’s most competitive FHA rates. Calculate your necessary downpayment, income requirements, credit score, reserves, and the documents needed to qualify.

Explore loan offers from a selection of 100 lenders

Choose Your Loan Options in Scenic-Oaks, TX

The Lendersa® calculator is your tool for comparing FHA rates and terms with those of other loan programs. Dive deeper into offerings like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.

Lendersa® efficiently gathers loan program data from thousands of lenders, providing tailored comparisons based on your individual financial profile and needs.

Review the Loan Limits Comparison Table for 2026 in Scenic-Oaks within Bexar, TX. This table contrasts FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To evaluate qualification needs like income, reserves, and credit, try Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Scenic-Oaks county of Bexar, TX

SFR 2 Units 3 Units 4 Units
FHA $403,650 $516,750 $624,600 $776,250
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $322,900 $322,900 $322,900 $322,900
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Scenic-Oaks FHA Lenders

  • Expedient Mortgage
  • 15900 La Cantera, Suite 26235, San Antonio, TX, 78256
  • Lends in Texas
  • Expedient Mortgage is the trusted, local APM division that caters to the specific needs of your community. Like APM, Expedient Mortgage’s mission is to create experiences that matter while serving your home financing needs.Whether you are buying your first home, a new investment property or building your dream home.

  • La Cantera Loans
  • 15900 La Cantera Parkway, Suite 26225, San Antonio, TX, 78256
  • Lends in Texas
  • "Our experienced loan officers will find the best mortgage options and loan programs tailored to your needs. Our bilingual staff will answer any questions you have before, during and after the home buying process to keep you informed every step of the way.

    Located in San Antonio, Texas, The La Cantera at Directions Home Loan team works"

  • United Texas Credit Union
  • 5500 UTSA Boulevard, San Antonio, TX, 78249
  • Lends in Texas
  • From our start as the credit union for employees of the United Services Automobile Association (USAA) to now, United Texas Credit Union has been a member-owned, not-for-profit financial cooperative with the mission of improving the financial well-being of our members and the communities we serve.

  • Security Service Federal Credit Union
  • 15000 IH 10 West, San Antonio, TX, 78249
  • Lends in Texas
  • Security Service Federal Credit Union offers competitive, affordable financial products and services designed to meet the needs of its members. Security Service is an industry-leading financial institution with locations in Texas, Colorado and Utah. The credit union is among the top credit unions in the nation.

  • Credit Human Federal Credit Union
  • 7915 W Loop 1604 N, Suite 111, San Antonio, TX, 78254
  • Lends in Texas
  • In 2016, SACU became Credit Human. Our new name reflects the San Antonio values that have guided us since we started here in 1935—a belief in others, giving credit to the dreams of our members, and being more human by treating each other with the respect that all of us deserve. This new name extends that belief to every member we serve

  • Smart Choice Mortgage
  • 3424 Paesanos Parkway, Suite 201B, San Antonio, TX, 78231
  • Lends in Texas
  • Smart Choice Mortgage is a full-service mortgage banking company committed to developing and nurturing relationships with REALTORS®, home builders and our customers. As a company, our Core Values define what we stand for and represent our commitment to each other and to our customers.

  • Rodsan Mortgage LLC
  • 9111 John Barrett Drive, San Antonio, TX, 78240
  • Lends in Texas
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Fidelity Mortgage
  • 9480 Huebner Road, Suite 200-C, San Antonio, TX, 78240
  • Lends in Texas
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • South Texas Lending
  • 1846 N Loop 1604 W Acc Rd Suite 205, San Antonio, TX, 78248
  • Lends in Texas
  • South Texas Lending, powered by American Financial Network is the premier home loan choice for Residents of San Antonio! with our attention to detail, promise to close on time and customer service, there is no one in San Antonio that will beat our rates. Stop by for a cup of coffee, or call in for a local lender you can count on.

  • DIRECTIONS HOME LOAN
  • 2915 W Bitters Rd, Suite 102, San Antonio, TX, 78248
  • Lends in Texas
  • Directions Home Loan is a service driven mortgage company Our scope of expertise extends far beyond the average Conventional, FHA, VA, Jumbo, or USDA loan. We specialize in a multitude of federal and state-specific programs as well as Renovation Loans, One-Time Close Construction Loans.