In 2026, FHA loan limitations for El-Campo county in Wharton, TX are outlined as: $356,362 for a single-family home, $456,275 for 2-units, $551,500 for 3-units, and $685,400 for 4-unit homes.
The maximum loan amount for conventional loans on a single-family residence is set at $548,250, $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.
Utilize our FHA calculator to discover today’s leading FHA rates and establish the necessary downpayment, income, credit score, reserves, and documents to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. Thoroughly explore and compare Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA offerings.
By gathering expansive data from thousands of lenders, Lendersa® provides rapid comparisons tailored to your individual financial profile and needs.
The Loan Limits Comparison Table for 2026 in El-Campo county of Wharton, TX offers a detailed analysis of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. For comparing qualification requirements such as income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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