In 2026, FHA loan limits in Fairfield county of Freestone, TX, are as follows: $472,030 for a single-family home, $604,400 for 2-units, $730,525 is the limit for 3-units, and $907,900 for 4-units.
Conventional loan maximums for a single-family residence are $726,200, with limits reaching $929,850 for 2-units, $1,123,900 for 3-units, and up to $1,396,800 for 4-units.
Utilize our FHA calculator to review today’s top FHA rates and assess the necessary downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator empowers comparisons of FHA rates and terms with other loan programs. Dive into Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans compared with FHA options.
Lendersa® aggregates data from thousands of lenders, swiftly aligning this information with your unique financial profile and specific needs.
For 2026, consult the Loan Limits Comparison Table in Fairfield county of Freestone, TX, including a review of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To further compare qualification criteria such as income, reserves, and credit details, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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