In 2026, the FHA loan limits for Teague county within Freestone, TX, are $472,030 for a single-family home, $604,400 for 2-unit properties, $730,525 for 3-unit properties, and $907,900 for those with 4 units.
For conventional loans, single-family homes have a maximum loan amount of $726,200. A 2-unit property can borrow up to $929,850, for 3-units it's $1,123,900, and 4-unit homes have a cap at $1,396,800.
Use our FHA calculator to access the best available FHA rates today, calculate downpayment, assess income needs, credit scores, reserve requirements, and document needs for qualification.
The Lendersa® calculator helps compare FHA loan rates & terms with other programs. Explore and compare options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates data from numerous lenders, rapidly matching it against your specific financial profile to suit your needs.
For 2026, consult the Loan Limits Comparison Table for Teague county, Freestone, TX to evaluate FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan thresholds. To explore qualifications involving income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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