In 2026, FHA loan limits for Fort-Worth in Tarrant, TX are set as follows: $411,700 for a single-family home, $527,050 for 2-unit properties, $637,050 for 3-units, and $791,750 for those with 4-units.
The maximum conventional loan amount for a single-family house is $548,250. For 2-units, the amount increases to $702,000; for 3-units, it's $848,500, and for 4-units, the limit stands at $1,054,500.
Use our FHA calculator to look at today’s optimal FHA rates and determine what downpayment, income, credit score, reserves, and documentation are needed to qualify.
The Lendersa® calculator helps you compare FHA rates and terms with various other loan programs. Consider options such as Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® collects loan program data from thousands of lenders, swiftly aligning it with your financial profile and needs.
For 2026 in Fort-Worth, Tarrant, TX, the Loan Limits Comparison Table facilitates comparison across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification needs, including income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $411,700 | $527,050 | $637,050 | $791,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $329,300 | $329,300 | $329,300 | $329,300 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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