In 2026, the FHA loan limit in the county of Tarrant, covering River-Oaks, in TX, is set at $411,700 for single-family homes, $527,050 for duplexes, $637,050 for triplexes, and $791,750 for four-unit properties.
For conventional loans, the maximum allowable amount for a single-family residence is $548,250. The limits are $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.
Our FHA calculator is designed to help you view today’s top FHA rates. It also aids in understanding the down payment, income, credit, reserves, and documents required to qualify for a loan.
The Lendersa® calculator allows comparisons of FHA rates and terms against all other loan programs. You can explore and compare Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.
By collecting extensive data from thousands of lenders, Lendersa® provides rapid assessments against your specific financial profile and requirements.
The Loan Limits Comparison Table for 2026 in River-Oaks, part of Tarrant, TX, enables a detailed comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $411,700 | $527,050 | $637,050 | $791,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $329,300 | $329,300 | $329,300 | $329,300 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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