For 2026, FHA loan limits in Heath, Rockwall, TX are $531,300 for a single-family home, $680,150 for two units, $822,150 for three units, and $1,021,750 for four units.
The maximum loan amount for conventional loans on a single-family home is $726,200, whereas for two units it is $929,850, for three units $1,123,900, and for four units $1,396,800.
Use our FHA calculator to discover today’s best FHA rates and check the required downpayment, income, credit, reserves, and documents needed for qualification.
Lendersa® allows comparison of FHA rates and terms with other loan programs, like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
With data from thousands of lenders, Lendersa® swiftly matches options to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Heath, Rockwall, TX shows maximum amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualifications like income, reserves, and credit, use Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $531,300 | $680,150 | $822,150 | $1,021,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $360,600 | $360,600 | $360,600 | $360,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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