For the year 2026, the FHA loan limit in Rowlett county of Dallas, TX stands at $531,300 for a single-family house. The limit is $680,150 for two-unit homes, $822,150 for three-unit homes, and $1,021,750 for four-unit homes.
Regarding conventional loans, the maximum loan amount for a single-family home is $726,200. For two-unit properties, it is $929,850, for three-unit homes, $1,123,900, and for four-unit properties, it caps at $1,396,800.
Use our FHA calculator to view today's top FHA rates and find out the necessary downpayment, income, credit score, reserves, and required documents to qualify.
With the Lendersa® calculator, you can compare FHA rates and terms with those from other loan programs. Investigate and contrast Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® gathers extensive loan program data from thousands of lenders, enabling rapid comparisons tailored to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Rowlett county, Dallas, TX, facilitates comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For assessment of qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $531,300 | $680,150 | $822,150 | $1,021,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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