FHA loan limits in 2025 for Homestead-Meadows-South county, El Paso, TX are: $356,362 for single-family homes, $456,275 for two-unit properties, $551,500 for three-unit homes, and $685,400 for four-unit buildings.
For conventional loans, the upper lending limits are set at $548,250 for a single-family house, $702,000 for duplexes, $848,500 for triplexes, and $1,054,500 for fourplexes.
Utilize our FHA calculator to find today's optimal FHA rates and assess the necessary downpayment, income, credit score, reserves, and documents needed for qualification.
The Lendersa® calculator allows for a comprehensive comparison of FHA rate and terms with those of other loan programs. Delve into various offerings including conventional loans, jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA.
By sourcing data from thousands of lending institutions, Lendersa® evaluates and matches it to your specific financial landscape in a matter of seconds.
The Loan Limits Comparison Table for 2025 in Homestead-Meadows-South county, El Paso, TX outlines maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money scenarios. To evaluate qualification criteria like income, reserves, and credit profiles, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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