As of 2026, the FHA loan limit in Jacksonville, within Cherokee county, TX, is set at $472,030 for a single-family residence. It increases to $604,400 for two-unit buildings, $730,525 for those with three units, and reaches $907,900 for residential properties comprising four units.
The conventional loan maximum for a single-family home is set at $726,200, extending to $929,850 for two-unit homes, $1,123,900 for three units, and $1,396,800 for four-unit houses.
Utilize our FHA calculator to uncover today's competitive FHA rates, and determine necessary downpayments, income requirements, credit scores, reserves, and essential documents for qualifying.
The Lendersa® calculator facilitates a comprehensive comparison of FHA rates and terms across all other loan programs. Assess and evaluate FHA alongside Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans to identify the best fit for your needs.
Lendersa® swiftly compiles data from thousands of lenders, offering rapid comparison against your unique financial profile and needs.
For 2026 in Jacksonville, within Cherokee, TX, the Loan Limits Comparison Table showcases the maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed comparison of qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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