FHA Loan Max Loan amount for Jacksonville, Cherokee County, TX in 2025

As of 2025, the FHA loan limit in Jacksonville, within Cherokee county, TX, is set at $472,030 for a single-family residence. It increases to $604,400 for two-unit buildings, $730,525 for those with three units, and reaches $907,900 for residential properties comprising four units.

The conventional loan maximum for a single-family home is set at $726,200, extending to $929,850 for two-unit homes, $1,123,900 for three units, and $1,396,800 for four-unit houses.

Utilize our FHA calculator to uncover today's competitive FHA rates, and determine necessary downpayments, income requirements, credit scores, reserves, and essential documents for qualifying.

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The Lendersa® calculator facilitates a comprehensive comparison of FHA rates and terms across all other loan programs. Assess and evaluate FHA alongside Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans to identify the best fit for your needs.

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For 2025 in Jacksonville, within Cherokee, TX, the Loan Limits Comparison Table showcases the maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed comparison of qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Jacksonville county of Cherokee, TX

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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  • Prodigy Mortgage, personal commitment to excellence coupled with a passion to help others is the common element in our Mortgage team. We are a local Mortgage Brokerage with a vision to deliver a competitive home loan with a remarkable experience for first to forever homebuyers. Our reputation is extremely important.
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  • Capfi Lending, LLC collects personal information (“Information”) from you through e-mail, forms, and other methods located on our website. This Information is collected only if you choose to submit it, and in submitting it you agree to have the Information handled in accord with this policy.
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