This year, 2026, the FHA loan limits in Palestine, a part of Anderson county, TX, stand at $472,030 for a single-family home, scaling up to $604,400 for two units, $730,525 for three units, and reaching $907,900 for four units.
Conventional loan maximums are set at $726,200 for a single-family property, $929,850 for two-unit homes, $1,123,900 for three-unit residences, and expand to $1,396,800 for four-unit buildings.
Our FHA calculator can help you discover today's most advantageous FHA rates, and it assists in figuring out the downpayment and qualification factors such as income, credit, reserves, and required documents.
With Lendersa®'s calculator, quickly compare FHA rates against various lending program terms, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Explore these options and find the best match for your needs.
Gleaning data from thousands of lenders, Lendersa® offers a rapid comparison tailored to your financial profile, ensuring you see the clearest matches fast.
For 2026, view the Loan Limits Comparison Table in Palestine, Anderson, TX, to evaluate maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed evaluation of qualification necessities—such as income, reserves, and credit—utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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