In the year 2026, the FHA loan limits for Jersey-Village county in Harris, TX, are as follows: $356,362 for a single-family home, $456,275 for two-unit properties, $551,500 for three-unit homes, and $685,400 for four-unit buildings.
For conventional loans, the maximum amount for a single-family residence is set at $548,250. For two-unit homes, the limit is $702,000, while three-unit dwellings have a cap of $848,500, and four-unit properties can reach $1,054,500.
Our FHA calculator helps you discover today's most advantageous FHA rates, determining the necessary down payment, income requirements, credit, reserves, and requisite documents for qualifying.
The Lendersa® calculator lets you examine FHA rates and terms alongside those of all other loan programs. You can compare Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with FHA offerings.
Lendersa® amasses loan program data from thousands of lenders and uses this to quickly compare it against your distinct financial profile and needs.
The Loan Limits Comparison Table for 2026 in Jersey-Village, Harris, TX, enables you to assess the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To further compare qualification essentials such as income, reserves, and credit level, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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