In 2026, the FHA loan limit for Tomball within Harris, TX is set at $472,030 for a single-family residence. For properties with 2 units, it increases to $604,400, for 3 units it's $730,525, and it reaches $907,900 for 4-unit homes.
The cap on conventional loan amounts for a single-family home is $726,200. For residences with two units, it scales to $929,850, for three units it extends to $1,123,900, and for four units, it peaks at $1,396,800.
Our FHA calculator provides access to today’s leading FHA rates, helping you establish the necessary downpayment, income, credit score, reserves, and documents needed for qualification.
The Lendersa® calculator is designed to let you compare FHA rates and terms with those of other loan programs. Engage in comparisons of Conventional loans, Jumbo options, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
By retrieving a vast array of data from thousands of lenders, Lendersa® swiftly aligns comparative analyses with your distinct financial profile and needs.
2026 Loan Limits Comparison in Tomball county, Harris, TX, fully details maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. For evaluating qualification criteria like income, reserves, and credit, leverage the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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