In 2026, the FHA loan limits set for Kingsland county in Llano, TX, are $472,030 for a single-family home. For two-unit properties, the limit is $604,400, increasing to $730,525 for three-unit homes, and $907,900 for four-unit buildings.
As for conventional loans, the highest amount allowable for a single-family residence is $726,200. This extends to $929,850 for two-unit homes, $1,123,900 for three-unit properties, and $1,396,800 for four-unit homes.
Use our FHA calculator to access today’s optimal FHA rates, establishing necessary down payments, and discovering details about income, credit, reserves, and required documentation to qualify.
Lendersa® calculator enables comparisons between FHA rates and terms with those of all other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
By accumulating loan data from numerous lenders, Lendersa® provides rapid analysis aligned with your financial profile and specific requirements.
The Loan Limits Comparison Table for 2026 in Kingsland, Llano, TX, showcases maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To assess qualification criteria such as income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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