As of 2026, in the county of Kleberg, within Kingsville, TX, the FHA loan limits are as follows: for a single-family home, the ceiling is $472,030. For properties with two units, it increases to $604,400; for three-unit homes, it is $730,525; and for those with four units, the maximum limit is $907,900. These set limits help guide borrowers through their FHA loan acquisition process, aligning potential purchases with available financial options.
When considering conventional loans, the highest amount available for a single-family dwelling is $726,200. The limit for two-unit residences is $929,850, for three units it's $1,123,900, and for four-unit properties, the cap is $1,396,800. These figures are crucial in structuring your borrowing strategy for conventional loans.
Utilize our FHA calculator to explore the best rates currently offered and determine necessary factors such as your down payment, income requirements, credit status, reserve needs, and documents for loan qualification.
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Lendersa® calculator empowers you to compare the rates and terms of FHA loans with those from other loan programs, enabling you to explore options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans effectively.
Lendersa® swiftly gathers comprehensive program data from thousands of lenders, providing tailored comparisons against your unique financial profile and needs.
In the comparison of loan limits for 2026 in Kingsville county of Kleberg, TX, our Loan Limits Comparison Table highlights FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maxima. To compare qualification requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for detailed comparisons.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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