In the year 2026, the FHA loan limits for Ingleside in San Patricio, TX stand at $472,030 for a single-family house, $604,400 for two-unit structures, $730,525 for three units, and $907,900 for four-unit buildings.
For conventional loans, the highest possible amount is $726,200 for a single-family home, rising to $929,850 for two-unit properties, $1,123,900 for three-unit homes, and $1,396,800 for four-unit dwellings.
Take advantage of our FHA calculator to check out today’s FHA best rates and assess necessary criteria like downpayment, income, credit, reserves, and required documentation for loan qualification.
The Lendersa® calculator allows you to evaluate FHA rates alongside those of other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Explore and compare these options to find the best loan terms for your needs.
Lendersa® draws data from thousands of lenders, making quick comparisons tailored to your specific financial profile and requirements.
For 2026 in Ingleside, San Patricio, TX, the Loan Limits Comparison Table offers analysis of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification requirements like income, reserves, and credit, leverage Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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