For 2026, in the county of Lufkin, within Angelina, TX, the FHA loan limit is determined as $472,030 for a single-family home. For properties with 2-units, the cap is $604,400, for those with 3-units, it is $730,525, and for 4-unit dwellings, it extends to $907,900.
In terms of conventional loans, the maximum permissible for a single-family residence is $726,200. For homes featuring two units, the limit is $929,850; three-unit properties are capped at $1,123,900; and those with four units reach $1,396,800.
Use our FHA calculator to explore today's best FHA rates, and to determine essential requirements like downpayment, income levels, credit score, reserves, and necessary documents for qualification.
The Lendersa® calculator empowers you to evaluate FHA rates and terms against a wide variety of other available loan programs. You can delve into comparisons among Conventional loans, Jumbo loans, VA, USDA, Non-QM options, and hard money loans, all in relation to FHA.
Lendersa® compiles extensive loan program data from thousands of lenders, providing rapid assessments that are customized to match your specific financial profile and needs within seconds.
The 2026 Loan Limits Comparison Table for Lufkin county, located in Angelina, TX, allows for an in-depth comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed evaluation of qualification needs, such as income, reserves, and credit metrics, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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