During 2026, the FHA loan cap for a single-family house in Onalaska, Polk of TX is $472,030. It is $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit properties.
As for conventional loans, the highest amount available for a single-family dwelling is $726,200. For two-unit homes, the limit is $929,850, while it is $1,123,900 and $1,396,800 for three and four units, respectively.
Make use of our FHA calculator to access today's top FHA rates and understand the necessary down payment, credit, income, reserves, and documentation to qualify.
The Lendersa® calculator provides a means to contrast FHA rates and terms with those of other loan programs. Examine and contrast options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA.
Lendersa® gathers loan program data from a vast number of lenders, evaluating it quickly against your specific financial profile.
The Loan Limits Comparison Table for 2026 for Onalaska county within Polk, TX highlights the maximum loan limits, allowing you to assess FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To analyze eligibility requirements such as income, credit, and reserves, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™)
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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