In 2026, FHA loan limits in McGregor, McLennan, TX, are $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four-unit properties.
The maximum amounts for conventional loans are $726,200 for a single-family residence, $929,850 for two-unit homes, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to see today’s most favorable FHA rates and determine the needed downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator helps compare FHA rates and terms with other loan programs. Explore Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® gathers extensive loan data from many lenders, offering rapid comparisons tailored to your distinct financial profile and needs.
The Loan Limits Comparison Table for 2026 in McGregor, McLennan, TX, shows maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For assessing requirements like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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