As of 2026, the FHA loan limitation in Hewitt, within McLennan county, TX, is established at $472,030 for a single-family home. For a two-unit property, it rises to $604,400; a three-unit dwelling is limited to $730,525, and for four-unit homes, it's $907,900.
Conversely, the ceiling for conventional loans on a single-family dwelling stands at $726,200, increasing to $929,850 for two-unit structures, $1,123,900 for three-unit homes, and $1,396,800 for buildings with four units.
Use our FHA calculator to access today’s most favorable FHA rates and to evaluate the downpayment, income, credit, reserves, and documentation necessary for qualification.
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The Lendersa® calculator allows you to perform a comparative analysis of FHA loan rates and terms alongside those offered by other programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® promptly collects extensive data from thousands of lenders, offering a tailored comparison based on your specific financial circumstances and needs.
In Hewitt, McLennan, TX, during 2026, the Loan Limits Comparison Table provides insight into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money lending options. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to explore qualification requirements including income, reserves, and credit criteria.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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