For 2026, the FHA loan limit in Mineral-Wells, within Palo Pinto county, TX, is $356,362 for a single-family home, $456,275 for two-unit properties, $551,500 for those with three units, and $685,400 for four-unit buildings.
The maximum amount for conventional loans on a single-family home is $548,250, with $702,000 for two-unit homes, $848,500 for three-unit properties, and $1,054,500 for four-unit residences.
Use our FHA calculator to view today’s top FHA rates and determine the required downpayment, income, credit, reserves, and documents necessary for qualification.
With the Lendersa® calculator, compare FHA rates and terms with other loans, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects extensive loan data from numerous lenders, providing fast comparisons against your financial profile and needs.
For 2026 in Mineral-Wells, Palo Pinto, TX, the Loan Limits Comparison Table reviews FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for qualification needs like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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