For 2026, in Parker, TX, the FHA loan limits for Willow-Park are defined as follows: $411,700 for single-family homes, $527,050 for two-unit properties, $637,050 for tri-unit buildings, and $791,750 for quad-unit residences.
Regarding conventional loans, the highest allowable loan amount for a single-family home is $548,250. For duplexes, the cap is $702,000; for triplex units, it's $848,500; and for four-unit homes, the limit reaches $1,054,500.
Utilize our FHA calculator to discover the best FHA rates available today, along with determining the required down payment, income level, credit score, reserve funds, and documentation needed to qualify.
The Lendersa® calculator facilitates the comparison of FHA rates and terms against those of other loan types. It allows you to explore and contrast FHA with Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® pulls in loan product information from a wide array of lenders, then rapidly aligns this data with your specific financial circumstances and needs.
The Loan Limits Comparison Table for 2026 in Willow-Park, within Parker, TX, provides a detailed look at maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $411,700 | $527,050 | $637,050 | $791,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $329,300 | $329,300 | $329,300 | $329,300 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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