In 2026, the FHA loan limits within Nocona county, located in Montague, TX, are as follows: $472,030 for a single-family home. For 2-units, the limit is $604,400; for 3-units, it's $730,525; and for a 4-unit property, the cap is $907,900.
The top allowable amounts for conventional loans are $726,200 for a single-family home. For properties with 2-units, it's $929,850, escalating to $1,123,900 for 3-units, and reaching $1,396,800 for homes with 4-units.
Employ our FHA calculator to investigate today’s leading FHA rates, determining needed downpayments, income benchmarks, credit requirements, reserves, and the documents required for securing a loan.
Using the Lendersa® calculator, you can assess FHA rates and terms alongside those of other loan programs. Delve into comparisons of Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans within the context of FHA offerings.
Lendersa® gathers substantial loan program data from numerous lenders, swiftly matching it against your personal financial profile and needs.
The Loan Limits Comparison Table for 2026 in Nocona county of Montague, TX, enables a thorough review of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money products. To explore qualification needs such as income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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