As of 2026, the FHA loan limit in the county of Decatur, Wise, located in TX, is set at $531,300 for a single-family house. For duplexes, it's $680,150; for triplexes, $822,150; and for four-unit homes, $1,021,750.
The cap on conventional loans for a single-family dwelling stands at $726,200. A two-unit property has a limit of $929,850, whereas three-unit and four-unit properties have limits of $1,123,900 and $1,396,800, respectively.
Try our FHA calculator today to discover the most competitive FHA rates, and assess the down payment, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator provides a way to compare FHA interest rates and terms against a variety of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® synthesizes data from thousands of financial institutions and quickly evaluates it to match your financial profile and requirements.
In 2026, compare loan limit differences in the county of Decatur, Wise, within TX. Make comparisons between FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To contrast qualification criteria, such as income, reserves, and credit, try the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $531,300 | $680,150 | $822,150 | $1,021,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $360,600 | $360,600 | $360,600 | $360,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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