As of 2026, the FHA loan limits in Palacios county, located within Matagorda, TX, are $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for three units, and $907,900 for four units.
The highest amount available for conventional loans on a single-family residence is $726,200, with limits of $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for four-unit buildings.
Make use of our FHA calculator to find today’s competitive FHA rates and to calculate the necessary downpayment, income, credit, reserves, and documents required for qualification.
Leveraging the Lendersa® calculator, you can compare FHA rates and terms alongside other loan programs. Consider options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, together with FHA.
Lendersa® gathers extensive loan data from thousands of lenders to efficiently match it against your unique financial needs.
The Loan Limits Comparison Table for 2026 in Palacios county, Matagorda, TX, facilitates comparisons among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualifications such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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