2026 FHA (Government Loans) Limits for Primera, Cameron County, Texas

For 2026, FHA loan limits in Primera, located in Cameron, TX, are set at $472,030 for a single-family home. Duplexes are limited to $604,400, triplexes to $730,525, and properties with four units at $907,900.

Conventional loans have a maximum of $726,200 for single-family residences, $929,850 for two-unit homes, $1,123,900 for three units, and $1,396,800 for four units.

Utilize our FHA calculator to find today’s optimal FHA rates and understand the required down payment, income, credit score, reserves, and documents needed for qualification.

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Discover your loan alternatives in Primera, TX

The Lendersa® calculator enables comparisons between FHA rates and terms with those of other loan programs. Consider options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in addition to FHA offerings.

Lendersa® compiles data from thousands of lenders and provides quick comparisons tailored to your specific financial profile and needs.

This year, in Primera, Cameron, TX, the Loan Limits Comparison Table offers insights into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Primera county of Cameron, TX

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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  • Financial Concepts Mortgage is locally owned and operated. Founded in 2001, our team has more than 50 years of combined mortgage lending experience. We pride ourselves on offering some of the lowest rates nationwide as well as a home loan application process that’s quick and simple for prospective homeowners in OK, KS, TX, AR, AL

  • CADENCE LENDING GROUP, INC
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  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Hunt Mortgage Services
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  • Hunt Mortgage Services places great importance on operating with integrity. All clients are treated fairly and in an ethical manner. Hunt Mortgage Services pride themselves on being knowledgeable about the products they offer. Our vast experience is most notable with the Bank Statement, FHA 203k (rehab) and Section 184 Indian Home Loan products.

  • Insight Mortgage Company, LLC
  • 300 Thunderbird, El Paso, TX, 79912
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  • Insight Mortgage Company is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. We will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Prime Mortgage LLC
  • 550 S Mesa Hills Dr, Suite A-1, El Paso, TX, 79912
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  • Prime Mortgage LLC has a variety of mortgage loan products. FHA, VA, Conventional, Texas Vet,USDA. We also specialize in private mortgage loans. These mortgage loans we fund directly from our office and can assist the "harder" to qualify borrower. Ramsey Esper President of Prime Mortgage LLC.

  • Old West Lending, LLC
  • 7001 Westwind Drive, El Paso, TX, 79912
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  • We specialize in loans that are a little different; credit scores from 500, one day after foreclosure or bankruptcy, and self-employed programs. We offer VA, FHA, and conventional loans with flexible guidelines. If you have been turned down, or you consider your situation unusual, please contact us. We have options.

  • Pamela Madore Mortgage
  • 3955 South Soncy, Amarillo, TX, 79119
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  • Pamela Madore has had more than 30 years experience in the Real Estate and Mortgage Industry. Pamela Madore is a Keller Williams Global Property Specialist and is able to market your property throughout the world. She has lived in Maine, Florida and now Texas and has experience is the sales of recreational property, multi-family properties.

  • The People's Federal Credit Union
  • 7200 Hillside Road, Amarillo, TX, 79109
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  • The People's Federal Credit Union was federally chartered on January 12, 1953 and currently has more than 18, 000 members. With five branches located in Amarillo, Childress and Canyon.

    The mission of The People's Federal Credit Union is to be the Members' primary financial institution.

  • FirstBank Southwest
  • 2401 S. Georgia, Amarillo, TX, 79109
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    In 2020 and 2021, The American Banker awarded FirstBank Southwest as a Best Bank