2025 FHA (Government Loans) Limits for Harlingen, Cameron County, Texas

In 2025, the FHA loan limit in Harlingen county of Cameron, TX, is $472,030 for a single-family home. For 2-units, it's $604,400, for 3-units it's $730,525, and for 4-units, the limit is $907,900.

Maximum loan amounts for conventional loans are: $726,200 for a single-family house, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to view today's best FHA rates and determine downpayment, income, credit requirements, reserves, and necessary documents for qualification.

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The Lendersa® calculator lets you compare FHA rate and terms against others like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

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Examine the Loan Limits Comparison Table for 2025 in Harlingen county, Cameron, TX, for maximums across FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® SLIQ™ for qualification requirements.

Loan limits Harlingen county of Cameron, TX

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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  • We believe owning a home is one of the greatest wealth builders out there. So our goal is to make homeownership more accessible, and to help more people buy homes. and also We make lower happen—lower fees. Lower rates. Lower interest. Lower payments. Lower hassle. So our borrowers get a better mortgage experience, for less. With Lower.
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  • Mortgages for America
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