In 2026, the FHA loan limit in Harlingen county of Cameron, TX, is $472,030 for a single-family home. For 2-units, it's $604,400, for 3-units it's $730,525, and for 4-units, the limit is $907,900.
Maximum loan amounts for conventional loans are: $726,200 for a single-family house, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Use our FHA calculator to view today's best FHA rates and determine downpayment, income, credit requirements, reserves, and necessary documents for qualification.
The Lendersa® calculator lets you compare FHA rate and terms against others like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles data from many lenders swiftly to match it with your financial profile and needs.
Examine the Loan Limits Comparison Table for 2026 in Harlingen county, Cameron, TX, for maximums across FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® SLIQ™ for qualification requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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