FHA Loan Max Loan amount for Harlingen, Cameron County, TX in 2023

In 2025, FHA loan limit in Harlingen county of Cameron, Texas is $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $726,200, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Loan Limits Comparison Table for 2025 in Harlingen county of Cameron, Texas compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Harlingen county of Cameron, TX

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Simplifi Loans
  • 14114 Dallas Parkway, Suite 560, Dallas, TX, 75254
  • Simplifi seeks to empower mortgage customers to make a difference in the world. For every loan we provide to customers, Simplifi will fund a year of education for a girl in a developing country. We will cover the cost of sending a student to school for a year, including tuition, uniforms and supplies. We believe that education has the power
  • The Tuttle Group
  • 14900 Landmark Blvd, Suite 600, Dallas, TX, 75254
  • "The Tuttle Group is a branch of Mid America Mortgage, Inc in Dallas, Texas. With over 19 years of experience in the financial, Branch Manager Andy Tuttle offers ‘No Non-sense Financial & Real Estate Solutions’ so his listeners, family and friends can live healthy financial lives and enjoy themselves along the way."
  • Reliance Mortgage Company
  • 5220 Spring Valley Road, Suite 602, Dallas, TX, 75254
  • Reliance Mortgage Company has been in business since 1989 and has funded over $8 billion dollars in residential mortgage loans. We are committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.
  • Sublime Financial, LLC
  • 14785 Preston Road;, Suite 455, Dallas, TX, 75254
  • Sublime Financial provides home mortgages in Dallas and the entire state of Texas. We offer our customers many loan products and options, often times more than most larger mortgage brokers. If you're looking for the best home loan in Texas you can find, then contact us. Sublime Financial helps our customers refinance their current mortgage
  • Telco Plus Credit Union
  • 423 Gilmer Road, Longview, TX, 75604
  • East Texas Telco Credit Union was organized June 26, 1951, as a state-chartered credit union in a Longview home. The credit union served employees of Southwestern Bell Telephone Company in Longview. As the credit union grew, the location was moved to where the credit union now sits, and another branch in Tyler was added in 1996.
  • Signature Lending Services
  • 15851 Dallas Parkway, Suite 600, Addison, TX, 75001
  • At Signature Lending Services, we are committed to helping you and your family prosper as you embark on your new property ownership journey. This is why we lend in all of Texas and invite home buyers to use our services to discover what financing options might be most suitable for their specific situation.
  • KBS Lending Inc
  • 16415 Addison Road, Suite 316, Addison, TX, 75001
  • At KBS Lending, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family
  • Petra Home Lending
  • 3939 Beltline Road, Suite 150, Addison, TX, 75001
  • "The name Petra means rock. We believe that the wise man builds his house upon the rock. This, too, is how we have built our company. We promote a team environment so we can provide our customers and business affiliates with great service and true industry expertise. Our first priority is to listen to our clients and help determine their needs."
  • Berkshire Lending
  • 14673 Midway Road, Suite 216, Addison, TX, 75001
  • Berkshire Lending is a full service mortgage lender. We close loans quickly - even the hard ones! If you are currently a loan originator, or have been considering getting into the loan origination business Berkshire Lending would love to hear from you! We offer competitive compensation rates and support to help you succeed.
  • Investmark Mortgage
  • 14285 Midway Road Ste. 345, Addison, TX, 75001
  • Investmark Mortgage was started to help investors like you and me. We are an award winning hard money lender who will help you cut through the paperwork and get hard money fast. Give us a call and we will take care of you. Whether you are an experienced investor or buying your first property, we understand the process and will make this as stres
  • Reliant Mortgage Ltd
  • 16950 Dallas Parkway, Suite 105, Dallas, TX, 75248
  • Reliant Mortgage LTD, where we specialize in residential mortgages. At Reliant Mortgage LTD, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Town Square Mortgage & Investments, Inc.
  • 17300 Dallas Parkway, Suite 1030, Dallas, TX, 75248
  • Founded in 2009, Town Square Mortgage has built a strong reputation as a preferred mortgage lender by serving the needs of homebuyers, real estate professionals, and builders. Town Square Mortgage is an all-inclusive mortgage lender dedicated to finding you a home loan that meets your specific needs. Having the loan process in-house