FHA Loan Limits for Harlingen, Cameron County, TX in 2025

In 2025, the FHA loan limit in Harlingen county of Cameron, TX, is $472,030 for a single-family home. For 2-units, it's $604,400, for 3-units it's $730,525, and for 4-units, the limit is $907,900.

Maximum loan amounts for conventional loans are: $726,200 for a single-family house, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to view today's best FHA rates and determine downpayment, income, credit requirements, reserves, and necessary documents for qualification.

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The Lendersa® calculator lets you compare FHA rate and terms against others like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

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Examine the Loan Limits Comparison Table for 2025 in Harlingen county, Cameron, TX, for maximums across FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® SLIQ™ for qualification requirements.

Loan limits Harlingen county of Cameron, TX

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • New Horizon Mortgage, Inc.
  • 11106 West Avenue, San Antonio, TX, 78213
  • The New Horizon Mortgage, Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Triton Group at Legacy Mutual Mortgage
  • 3820 Farm to Market Road 3009, Suite 148, Schertz, TX, 78154
  • Triton Group Specializes in doing FHA, VA, Conventional, and USDA Home Loans for those looking to purchase a Primary Residence. Additionally we offer Conventional Secondary, and Investment Home Loans along with One time and Two time Construction Loans with no money down to those who qualify. and its lower interest rate on your current mortgage
  • Generations Community Federal Credit Union
  • 9311 San Pedro Ave, San Antonio, TX, 78216
  • Generations FCU was founded in 1940, with each founding member depositing $10 to become a member-owner. This new financial cooperative allowed members to provide for their families, build savings, buy cars, and plan for a secure future – together. Previously named San Antonio City Employees Federal Credit Union
  • Texas State Home Loans, Inc.
  • 13333 Blanco Road, Suite 204, San Antonio, TX, 78216
  • Texas State Home Loans, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward .
  • Texas Heartland Mortgage
  • 1175 W Bitters Bldg 1, Suite 101, San Antonio, TX, 78216
  • Texas Heartland Mortgage San Antonio, Texas ! As a Team We are excited and look forward to exceeding your expectation in purchasing a home to call your own. Contact us directly and let us know how we can assist you, or answer any questions, you may have in buying or refinacing your home
  • SWBC Mortgage Corporation
  • 9311 San Pedro, Suite 100, San Antonio, TX, 78216
  • SWBC Mortgage Corporation is a full-service mortgage lender approved with FNMA, FHLMC, and GNMA. Headquartered in San Antonio, Texas, SWBC Mortgage has been providing mortgage banking services since 1988. Through the ups and downs of the mortgage industry, the mortgage corporation has remained committed to service, integrity
  • Home Loan Experts, LLC
  • 10000 San Pedro Suite 110, San Antonio, TX, 78216
  • Home Loan Experts, LLC great time to purchase or refinance, so let us walk you through the whole process. It's easy and Use the form within the banner above and instantly get a rate quote, including closing costs. You can also use our Get Pre-Qualified form on the right to receive a pre-approval letter.
  • GROVE MORTGAGE HOME LOANS
  • 11405 Forest Shower, San Antonio, TX, 78233
  • Grove mortgage home loan be the premier mortgage provider in Texas, and your home mortgage solution. Our mortgage specialists place clients at the center of everything, exceeding expectations and building relationships that last a lifetime. We do what is right for the client by providing honest and reliable information.
  • Jefferson Bank
  • 1777 Northeast Loop 410, San Antonio, TX, 78217
  • Jefferson Bank is a family-owned bank serving communities in San Antonio and surrounding areas in the Texas Hill Country. Through the years, Jefferson Bank has created an elite team of highly skilled, family oriented and civic-minded individuals who contribute to the Bank continuing success.
  • Rodsan Mortgage LLC
  • 9111 John Barrett Drive, San Antonio, TX, 78240
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Fidelity Mortgage
  • 9480 Huebner Road, Suite 200-C, San Antonio, TX, 78240
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • San Antonio Mortgage LLC
  • 8000 IH 10 West, Suite 600, San Antonio, TX, 78230
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional company who is able to give you quick and accurate financial advice.