As of 2026, the FHA loan limits in Rhome county, within Wise, TX, are allocated as follows: $531,300 for single-family homes, $680,150 for two-unit properties, $822,150 for three-unit buildings, and $1,021,750 for four-unit dwellings.
The upper limits for conventional loans are set at $726,200 for a single-family residence. For two-unit homes, there's a cap of $929,850. Three units have a limit of $1,123,900, and four-unit properties reach $1,396,800.
Try our FHA calculator to access today’s leading FHA rates and to identify the necessary downpayment, income, credit prerequisites, reserves, and documents for qualification.
The Lendersa® calculator supports comparing FHA rates and terms with an array of other loan programs. Consider options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® efficiently gathers comprehensive loan data from thousands of lenders and matches it to your unique financial profile and needs for quick analysis.
Consult the Loan Limits Comparison Table for 2026, located in Rhome county of Wise, TX, to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To effectively compare qualifications concerning income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $531,300 | $680,150 | $822,150 | $1,021,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $360,600 | $360,600 | $360,600 | $360,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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