For 2026 in Rockdale, located in Milam, TX, the FHA loan limit is $472,030 for a single-family home. Duplex units have a limit of $604,400, three-unit homes are capped at $730,525, and for four units, it's $907,900.
Conventional loan maximums are set at $726,200 for single-family homes, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four-unit residences.
Use our FHA calculator to check today’s leading FHA rates and ascertain the down payment, income, credit score, reserves, and documents required for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with those from various other loan programs. Explore and contrast FHA with options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers extensive loan data from numerous lenders, quickly aligning it with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Rockdale, Milam, TX, allows for comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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