In 2026, the FHA loan limits established for San-Angelo County in Tom Green, TX are structured as follows: $356,362 for a single-family home, $456,275 for homes with two units, $551,500 for three-unit properties, and $685,400 for properties with four units. These figures set the benchmarks for FHA borrowers within these property categories, ensuring prospective buyers can plan adequately according to their housing aspirations and financial capabilities.
For conventional loans, the maximum amount you can borrow on a single-family residence is capped at $548,250. For two-unit properties, the limit reaches $702,000, moving to $848,500 for three-unit properties, and $1,054,500 for those with four units. These established limits serve conventional borrowers by providing clear financial guidelines across various property types.
Utilize our FHA calculator to uncover today's optimal FHA rates and efficiently calculate key numbers including the necessary downpayment, income levels, credit qualifications, required reserves, and the specific documents needed for eligibility. This tool aids both planning and application processes by offering relevant financial insights.
Discover and compare loan offers from over 100 different lenders to find options that align best with your financial strategies.
The Lendersa® calculator equips you to thoroughly compare FHA rates and terms against a variety of other loan products. This includes an array of Conventional loans, Jumbo loans, VA, USDA, Non-QM loans, and hard money loans when assessed alongside FHA loans, thus offering a comprehensive picture of your lending environment.
Through an expedited analysis, Lendersa® gathers extensive loan program data from thousands of lenders nationwide, performing instantaneous comparisons that align with your distinctive financial profile and existing needs, thus simplifying your search for optimal financing.
Refer to the meticulous Loan Limits Comparison Table for 2026, specific to San-Angelo County, Tom Green, TX, which provides a comparative framework for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan caps. To rigorously compare qualifications like income, reserves, and credit, employ the specialized Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a robust analysis tailored to support sound financial planning and decision-making.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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