As of 2026, FHA loan limits for Ballinger county, within Runnels, TX, include $472,030 for a single-family home. For 2-units, it is $604,400, 3-units have a limit of $730,525, and for 4-units, it is $907,900.
Conventional loans on a single-family dwelling reach a cap of $726,200. For two-unit properties, the maximum is $929,850, while for three units, it becomes $1,123,900, and finally, four units reach $1,396,800.
With our FHA calculator, you can check today's top FHA rates and find out about the necessary downpayment, income, credit, reserves, and documents needed to qualify.
The Lendersa® calculator facilitates a comparison of FHA rates and terms with other available lending options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® sources information from numerous lending institutions and quickly assesses it against your unique financial situation and requirements.
For 2026, refer to the Loan Limits Comparison Table for Ballinger county, Runnels, TX to evaluate FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To further assess qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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