In 2026, the FHA loan limits in San-Carlos county of Hidalgo, TX, are set at $356,362 for a single-family home, $456,275 for two units, $551,500 for three-unit properties, and $685,400 for four-unit structures.
The maximum amount for conventional loans on a single-family residence is $548,250. For two units, it is $702,000, for three units it becomes $848,500, and for four units, it’s $1,054,500.
Use our FHA calculator to find today’s best FHA rates and figure out the necessary downpayment, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator provides comparisons of FHA rates and terms against those from other loan programs. Explore and compare options such as Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® collects extensive loan program data from thousands of lenders, aligning it swiftly with your financial profile and requirements.
In San-Carlos county of Hidalgo, TX, the Loan Limits Comparison Table for 2026 offers comparisons across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To evaluate qualification needs like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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