In 2026, the FHA loan limits for Edcouch county within Hidalgo, TX are established at $472,030 for a single-family home. For properties with 2-units, the limit is $604,400; 3-units have a ceiling of $730,525; and 4-unit homes are capped at $907,900.
When examining conventional loans for single-family residences, the maximum loan amounts are $726,200 for single family, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Check out our FHA calculator to view today’s optimal FHA rates. It also helps determine downpayment requirements, assess income needs, gauge credit scores, manage reserves, and gather necessary documents for qualification.
Use the Lendersa® calculator to compare FHA rates and terms against those of various other programs. This includes Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, all alongside FHA.
Lendersa® aggregates comprehensive data from numerous lenders, providing fast comparison tailored to your individual financial profile and needs.
For 2026, consult the Loan Limits Comparison Table specific to Edcouch county in Hidalgo, TX. This resource enables you to compare maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To understand qualification requirements including income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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