In 2026, the FHA loan limits for Sherman county, within Grayson, TX, are as follows: $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.
The cap for conventional loans on a single-family property is $726,200. Two-unit homes are limited to $929,850, three-unit residences to $1,123,900, and four-unit homes to $1,396,800.
Utilize our FHA calculator to explore today's optimal FHA rates and calculate the downpayment, income, credit, reserves, and needed documents to qualify.
With the Lendersa® calculator, you can evaluate FHA rates and terms alongside all other loan program options. Discover and compare Conventional loans, Jumbo loans, VA loans, USDA, Non-QM, and hard money loans against FHA.
Lendersa® quickly gathers data from numerous lenders, performing rapid comparisons with your financial profile and unique needs.
The Loan Limits Comparison Table for 2026 in Sherman county, Grayson, TX, helps contrast FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum amounts. Utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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