As of 2026, the FHA loan limits for Van-Alstyne county of Grayson, TX, are set at $356,362 for single-family homes, $456,275 for 2-unit properties, $551,500 for three-unit buildings, and $685,400 for four-units.
Meanwhile, conventional loan limits reach $548,250 for a single-family house, $702,000 for 2-unit residences, $848,500 for 3-units, and $1,054,500 for four units.
Leverage our FHA calculator for today's best FHA rates, and determine essential downpayments, income qualifications, credit assessments, reserves, and documentation required for eligibility.
The Lendersa® calculator allows you to compare FHA rates and terms alongside other loan programs. Examine choices including Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates data from thousands of lenders, providing quick comparison against your financial profile for bespoke solutions.
The Loan Limits Comparison Table for 2026 in Van-Alstyne county, Grayson, TX, provides insights into maximum loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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