In 2026, the FHA loan limits for South-Alamo county, located in Hidalgo, TX, are as follows: $356,362 for a single-family home. For 2-units, the limit is $456,275; for 3-units, it is $551,500; and for properties with 4-units, the maximum is $685,400.
Conventional loan ceilings stand at $548,250 for a single-family home, $702,000 for 2-units, and $848,500 for 3-units, reaching $1,054,500 for 4-units.
Use our FHA calculator to check today’s most competitive FHA rates and assess the required downpayment, income verification, credit requirements, reserves, and documents necessary for qualification.
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With the Lendersa® calculator, you can compare FHA rates and terms with those from various other loan programs. Consider evaluating Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans as alternatives to FHA loans.
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Delve into the Loan Limits Comparison Table for 2026 in South-Alamo county of Hidalgo, TX, which examines FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan caps. For thorough analysis of income, reserve, and credit qualifications, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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