Throughout 2026, the FHA loan ceiling in Donna, situated in Hidalgo county, TX, is set at $472,030 for a single-family home. This increases to $604,400 for properties with two units, $730,525 for those comprising three units, and reaches $907,900 for four-unit structures.
The utmost amount for conventional loans stands at $726,200 for single-family dwellings, $929,850 for two-unit homes, $1,123,900 for three-unit residences, and $1,396,800 for structures with four units.
Our FHA calculator provides current FHA rates and helps calculate necessary downpayments, assess income, evaluate credit score, and review reserves along with the required documentation for qualification.
The Lendersa® calculator offers a comprehensive analysis of FHA loan rates and terms, and compares them with all other loan program options available. Dive into comparisons including Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money options, stacked against FHA.
Lendersa® rapidly compiles data from a vast array of lenders to align their offerings with your individual financial requirements and profile.
Our Loan Limits Comparison Table for 2026 in Donna, encompassing Hidalgo, TX, facilitates an in-depth analysis of the maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. The Lendersa® Super Loan Integrated Qualifier (SLIQ™) can be used to compare detailed qualification requirements such as income, reserves, and credit evaluations.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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