For 2026, the county of Hidalgo in Sullivan-City, TX has set the FHA loan limit for a single-family residence at $356,362, while for 2-units, the cap is $456,275. For properties with 3 units, the limit is $551,500, and for 4-units, it is $685,400.
The highest amount one can borrow on conventional loans for a single-family home is $548,250. This limit extends to $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.
With our FHA calculator, you can easily discover today's most competitive FHA rates and understand the necessary downpayment, income, credit criteria, and paperwork needed to qualify.
Use the Lendersa® calculator to compare FHA loan rates and terms with other loan options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers extensive loan program information from numerous lenders and swiftly aligns it with your distinctive financial profile to meet your needs.
For 2026, the Loan Limits Comparison Table in Sullivan-City, Hidalgo County, TX guides you in comparing maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For detailed qualification comparisons involving income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is recommended.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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