In 2026, the FHA loan limits in Penitas county within Hidalgo, TX are: $472,030 for single-family homes, $604,400 for properties with two units, $730,525 for three-unit residences, and $907,900 for four-unit buildings.
For conventional loans, the maximum amount for a single-family residence stands at $726,200. The limit is $929,850 for two-unit properties, $1,123,900 for three units, and $1,396,800 for those with four units.
Our FHA calculator helps you identify today’s best FHA rates and determine what's needed in terms of downpayment, income, credit scores, reserves, and documents for qualification.
The Lendersa® calculator offers a platform to compare FHA rates and terms alongside other loan alternatives. Compare options such as Conventional loans, Jumbo loans, VA loans, USDA, Non-QM, and even hard money loans with FHA offerings.
Lendersa® pulls data from thousands of lenders, swiftly comparing it against your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Penitas county, Hidalgo, TX provides maximum loan insights for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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