In the year 2026, the FHA loan limits for Temple county of Bell, TX, are $472,030 for a single-family home. For properties with 2-units, it's $604,400; for 3-units, it's $730,525; and for 4-units, the limit increases to $907,900.
Regarding conventional loans, the maximum for a single-family residence is $726,200. For homes with two units, it's $929,850, for 3-units it's $1,123,900, and for 4-unit properties, the cap is $1,396,800.
Use our FHA calculator to check today’s top FHA rates and compute needed downpayments, income, credit, reserves, and required documents for qualification.
The Lendersa® calculator allows comparison of FHA rates and terms against various loan programs. Compare options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA.
By gathering data from thousands of lenders, Lendersa® matches it promptly to your financial profile and needs.
Explore the Loan Limits Comparison Table for 2026 in Temple county, Bell, TX, covering FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money max loan amounts. Use Lendersa® SLIQ™ for qualifications related to income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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