In 2026, the FHA loan limits set in Belton county, Bell, TX, are $472,030 for single-family homes. For two-unit properties, the limit is $604,400; for three units, it's $730,525, and four-unit buildings allow up to $907,900.
The top amount of conventional loans for a single-family home is $726,200. For a duplex, it rises to $929,850, for triplexes it's $1,123,900, and four-unit homes have a cap of $1,396,800.
Use our FHA calculator to find the best FHA rates today and assess down payment, income, credit, reserves, and required documents for qualification.
The Lendersa® calculator provides comparisons of FHA loan rates and terms with other loan programs. Discover and compare, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly gathers data from thousands of lenders and assesses it against your financial profile and needs for accurate comparisons.
The Loan Limits Comparison Table for 2026 in Belton county, Bell, TX, shows maximum limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To check qualification requirements like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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