As of 2026, the FHA loan limit in Texarkana county located in Bowie, TX, is set at $472,030 for a single-family home. Duplexes have a limit of $604,400, while triplexes are capped at $730,525, and for properties with four units, the maximum is $907,900.
For conventional loans, the single-family residence loan cap is $726,200. For two-unit homes, the limit is $929,850, for those with three units it is $1,123,900, and four-unit dwellings have a maximum of $1,396,800.
Use our FHA calculator to discover the best FHA rates available today, calculating essential aspects like the required downpayment, income level, credit standing, reserves, and necessary documents to qualify.
The Lendersa® calculator facilitates comparison of FHA rates and terms against other loan program options. Compare Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans with FHA offerings.
Lendersa® efficiently gathers loan data from thousands of lenders, comparing it swiftly with your personalized financial profile and specific needs.
The Loan Limits Comparison Table for 2026 in Texarkana, part of Bowie, TX, allows for a comparison of maximum amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine qualification criteria like income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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