In 2026, the FHA loan limit for Universal-City county within Bexar, TX, is structured as follows: $403,650 for a single-family home. For properties with two units, the limit rises to $516,750; for three-unit homes, the cap is $624,600; and for residences containing four units, the maximum extends to $776,250. These limits guide buyers in managing financing for various property types using FHA loans.
For conventional loans, the highest allowable amount on a single-family residence is $548,250. If you're considering a two-unit property, it increases to $702,000. For those with three units, the limit reaches $848,500, and for four-unit homes, it tops out at $1,054,500. These conventional limits are critical for planning mortgages and achieving convenient financing solutions.
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With the Lendersa® calculator, you can evaluate FHA loan rates and terms alongside various other loan programs. This includes Conventional loans, Jumbo loans, VA, USDA options, Non-QM, and hard money loans. The calculator provides a robust tool for figuring out which loan aligns best with your financial status.
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The Loan Limits Comparison Table in Universal-City county of Bexar, TX, for 2026 provides a detailed overview of maximum loan amounts available through FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess and understand qualification needs, including income, reserves, and credit criteria, which ensures you are well-prepared for the loan selection process.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $403,650 | $516,750 | $624,600 | $776,250 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $322,900 | $322,900 | $322,900 | $322,900 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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