2023 FHA (Government Loans) Limits for Universal-City, Bexar County, Texas

In 2025, FHA loan limit in Universal-City county of Bexar, Texas is $403,650 for a single-family home, $516,750 for 2-units, $624,600 for 3-units, and $776,250 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $548,250, $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Loan Limits Comparison Table for 2025 in Universal-City county of Bexar, Texas compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Universal-City county of Bexar, TX

SFR 2 Units 3 Units 4 Units
FHA $403,650 $516,750 $624,600 $776,250
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $322,900 $322,900 $322,900 $322,900
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Community Resource Credit Union
  • 2900 Decker Dr, Baytown, TX, 77520
  • Community Resource Credit Originally formed by a group of Humble Oil Employees in 1935, CRCU is the oldest local financial institution in the Baytown, Crosby and Atascocita area. Presently, CRCU is open for membership to anyone who lives or works in Liberty, or Chambers County or within the Goose Creek.
  • Citizens Bank, National Association
  • 4201 S Treadaway Blvd, Abilene, TX, 79602
  • Citizens Bank Has Served The Financial Needs Of Customers In The Big Country And Rolling Plains Regions Of Texas For Almost 100 Years. We Are Locally Owned And Committed To Building Strong And Enduring Relationships With Our Customers. We Offer A True, Full Service Experience That Can Serve You During All Stages Of Life And Business.
  • Cash Mortgage Services
  • 7016 Williams Drive, Galveston, TX, 77551
  • We specialize in Purchase mortgages, refinances and Reverse Mortgage. We are also very familiar with the uniqueness of coastal properties and Jim Davis, Owner of Cash Mortgage Services, has over 30+ years experience in the Mortgage Industry and also We offer great rates and lightning fast service Conventional Loans Home Equity Loan and more.
  • Mid-Tex Mortgage, LLC
  • 130 Chieftain Drive, Suite 103, Waxahachie, TX, 75165
  • We have been originating mortgage loans for over 24 years here in the Dallas and Ellis County area. We pride ourselves on providing our customers with the perfect loan for their situation, good rates and personal service. We work diligently to make your lending experience a good one.
  • First Abilene Federal Credit Union
  • 3324 Catclaw Drive, Abilene, TX, 79606
  • First Abilene Federal Credit Union is a co-operatively owned financial institution committed to financially empowering our membership through a full range of competitively priced, efficiently delivered financial services, education, and counseling. We value our community and member relationships and strive to develop them through professional perso
  • Sage Lending, LLC
  • 222 East Renfro St, Suite 134, Burleson, TX, 76028
  • Exceptional Service is only the beginning! Our team of mortgage professionals are knowledgeable and use first-hand experience to make sure your transaction is as seamless as possible. We’ll guide you through every step of the process. Helping you meet your real estate goals is why we do what we do.
  • Citizens National Bank of Texas
  • PO Box 717, Waxahachie, TX, 75168
  • We believe in mPowering our customers, the importance of giving back to the communities we serve, & we are proud to stand behind our promises. In business since 1868, we are the third oldest independent bank in Texas. With current assets over $600 million, we are 10 branches located in 7 cities: Waxahachie, Midlothian, Red Oak, Italy, Cedar Hi
  • Mid America Mortgage Southwest
  • 229 S. 9th Street, Midlothian, TX, 76065
  • Mid America Mortgage Southwest is an A+ rated mortgage lender based in Midlothian, Texas. Mid America Mortgage Southwest is a local, direct lender assisting clients with mortgages in the Dallas – Fort Worth Metroplex since 1998. We service all of Texas! Buying a home is one of the most important financial decisions you’ll make during your lifetime.
  • First National Bank Mortgage
  • 201 E. Debbie Ln, Mansfield, TX, 76063
  • First National Bank has been a community partner since opening our first location in Wichita Falls in 1986. In the years since, we have grown to seven banking centers and five mortgage offices. Our asset size has increased to over $892 million and we have over 150 employees in the communities we serve.