In 2026, FHA loan limits in Schertz county of Guadalupe, TX are as follows: $403,650 for a single-family home, $516,750 for 2-units, $624,600 for 3-units, and $776,250 for 4-unit properties.
The conventional loan cap for a single-family home is $548,250. For duplexes, it's $702,000, for triplexes, it's $848,500, and for those with four units, it is $1,054,500.
Use our FHA calculator to discover today’s top FHA rates and accurately compute the required downpayment, income, credit score, reserves, and necessary documents to qualify.
With the Lendersa® calculator, compare FHA rates and terms against those of other loan programs. Examine options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® expertly gathers loan program data from thousands of lenders, comparing it promptly with your specific financial profile and needs.
For 2026 in Schertz county of Guadalupe, TX, the Loan Limits Comparison Table enables you to compare the maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification standards, including income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $403,650 | $516,750 | $624,600 | $776,250 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $322,900 | $322,900 | $322,900 | $322,900 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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