In 2026, the FHA loan limits applicable in Victoria county of Victoria, TX are outlined as follows: $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for those with three units, and $907,900 for four-unit structures.
The ceiling for conventional loan amounts on single-family homes is $726,200. For duplexes, it is $929,850, for triplexes, it reaches $1,123,900, and for four-unit buildings, the maximum is $1,396,800.
Utilize our FHA calculator to access today's optimal FHA rates. This tool will help you calculate essential aspects such as the downpayment, income required, credit rating, reserves, and the documents necessary for qualification.
The Lendersa® calculator assists in the comparison of FHA rates and terms with a variety of other loan programs. Explore and juxtapose options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans directly alongside FHA.
Lendersa® efficiently collects data from a vast number of lenders, enabling quick comparisons against your financial profile and personal needs.
The Loan Limits Comparison Table for 2026 in Victoria county of Victoria, TX, helps compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For an assessment of qualification criteria like income, reserves, and credit rating, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) is recommended.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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