2026 FHA (Government Loans) Limits for Edna, Jackson County, Texas

In 2026, the FHA loan limit in the county of Jackson, within Edna, TX, is set at $472,030 for a single-family home, $604,400 for a two-unit home, $730,525 for a three-unit home, and $907,900 for a four-unit property.

Conventional loans have a maximum of $726,200 for one-unit homes, $929,850 for two-units, $1,123,900 for three-units, and $1,396,800 for homes with four units.

Use our FHA calculator to find today’s prime FHA rates and determine what down payment, income, credit, reserves, and documents are necessary to qualify.

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Evaluate loan choices in Edna, TX

With the Lendersa® calculator, you can compare FHA rates and terms with those of other loan programs. Explore Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® sources loan program data from numerous lenders and quickly aligns it with your financial profile and needs.

The Loan Limits Comparison Table for 2026 in Edna, Jackson, TX, helps compare FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualifications like income, reserves, and credit.

Loan limits Edna county of Jackson, TX

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Mark Monreal & Associates
  • 13001 Debarr Drive, Austin, TX, 78729
  • Lends in Texas
  • Mark Monreal & Associates we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.

  • AAXY Mortgage
  • 13284 Pond Springs Rd, Suite 405, Austin, TX, 78729
  • Lends in Texas
  • AAXY LLC has 2 dba’s as AAXY Mortgage and Austin First Mortgage. It is a Texas licensed mortgage company whose mainly business is lending residential mortgage loans. It has a wide range of residential loan products including conventional loans, FHA, VA USDA and some NON-QM loan products.

  • Rodsan Mortgage LLC
  • 9111 John Barrett Drive, San Antonio, TX, 78240
  • Lends in Texas
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Fidelity Mortgage
  • 9480 Huebner Road, Suite 200-C, San Antonio, TX, 78240
  • Lends in Texas
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Guarantee Mortgage, LLC
  • 2770 North FM565 Road, Mont Belvieu, TX, 77523
  • Lends in Texas
  • Guarantee Mortgage is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time.

  • SouthStar Bank
  • 5925 Steiner Ranch Blvd, Austin, TX, 78732
  • Lends in Texas
  • SouthStar Bank, S.S.B. (headquartered in Moulton, TX) specializes in residential mortgage, real estate, and construction lending, operating 15 full-service branches across the Central Texas region. Established in 1920, the bank holds over $1 billion in assets and focuses on community involvement and personal relationships.

  • Oasis Mortgage and Realty LLC
  • 7086 Comanche Trl, Austin, TX, 78732
  • Lends in Texas
  • We strive to get the best deal as we are partnered with the largest wholesale lenders. Our Traditional products include Conventional, Jumbo, FHA, VA, & USDA loans. Market-leading pricing means we can offer you some of the lowest rates available. Residential Mortgage Brokerage with the Nation Largest Lender can give you the best competitive rates

  • Alamo Premier Mortgage
  • 19851 State Hwy 46 W, Suite 201, Spring Branch, TX, 78070
  • Lends in Texas
  • "At Alamo Premier Mortgage We underwrite, process and close our own loans.

    We do VA, FHA, conventional, jumbo and investment loans.

    We NEVER change our fees, you will know what you are paying for a loan, the rate and terms before you sign your paperwork

    We can Pre Approve your Land, Construction and Final Loan in one stop."