In 2026, FHA loan limits in Waxahachie county of Ellis, TX are set at $531,300 for a single-family home. For 2-units, the limit is $680,150, for 3-units it's $822,150, and for 4-units, the cap is $1,021,750.
The maximum loan amount for conventional loans on a single-family home is $726,200. For 2-units, it is $929,850, for 3-units $1,123,900, and for 4-units $1,396,800.
Use our FHA calculator to find today's FHA rates and determine the required downpayment, income, credit, reserves, and documents needed to qualify.
The Lendersa® calculator helps you compare FHA rates and terms with those from other loan programs. Explore options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® gathers loan program data from thousands of lenders, rapidly comparing it with your unique financial profile and needs.
The 2026 Loan Limits Comparison Table in Waxahachie county of Ellis, TX, provides insights into FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Evaluate qualification requirements like income, reserves, and credit with the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $531,300 | $680,150 | $822,150 | $1,021,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $360,600 | $360,600 | $360,600 | $360,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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