For the year 2026, the FHA loan limits in Ennis county of Ellis, TX are established at $531,300 for a single-family home. If you own a two-unit property, the limit is $680,150; for three units, it is $822,150; and for four-unit dwellings, the cap is set at $1,021,750.
When considering conventional loans, the highest amount allowed for a single-family residence is $726,200. For properties with two units, the cap increases to $929,850; for three units, it is $1,123,900; and for four units, it reaches $1,396,800.
Use our FHA calculator to discover the best FHA rates available today and assess necessary components like the down payment, income level, credit situation, reserves, and the documents needed for loan qualification.
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With the aid of Lendersa® calculator, you can compare FHA rates and terms with a variety of other loan programs. These include Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, providing a comprehensive overview for your decision-making process.
Lendersa® efficiently compiles loan program data from thousands of lenders, offering tailored comparisons that align with your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Ennis county of Ellis, TX, offers insights into maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to effectively compare crucial qualification requirements such as income, reserves, and credit status.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $531,300 | $680,150 | $822,150 | $1,021,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $360,600 | $360,600 | $360,600 | $360,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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