For the year 2026, the FHA loan limits in White-Oak county of Gregg, TX are categorized as follows: $356,362 for a single-family home, $456,275 for properties with two units, $551,500 for three-unit homes, and $685,400 for four-unit residences.
In the realm of conventional loans, the maximum borrowing amounts are $548,250 for a single-family dwelling, $702,000 for duplexes, $848,500 for triplexes, and $1,054,500 for properties with four units.
Leverage our FHA calculator to uncover today’s prime FHA rates and figure out the essentials like the downpayment, income needs, credit, reserve demands, and necessary documents for qualification.
The Lendersa® calculator is a resource for comparing FHA rates and terms against various other loan programs. Dive into evaluations of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® gathers extensive data from thousands of lenders, offering a rapid comparative analysis against your distinct financial scenario and requirements.
The Loan Limits Comparison Table for 2026 in White-Oak, county of Gregg, TX, presents maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. For thorough qualification comparisons involving income, reserves, and credit considerations, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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